Get up to 5%* on our Savings Account Balances with Capital.
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Updates:
Dear Customer, We have launched Video KYC facility for New customer to open savings account
Salary Account Benefits
Designed specifically for your payroll needs.
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01
Zero Balance
No Minimum Balance Required
Enjoy the freedom of maintaining zero balance without any penalty charges on your salary account.
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02
Free Debit Card
Lifetime Free Debit Card
Get a lifetime free debit card with exclusive benefits, cashback offers, and reward points on transactions.
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03
Overdraft Facility
Salary Overdraft Protection
Access overdraft facility up to 3 times your net monthly salary for emergency financial needs.
Know About
Salary Account
At Capital Ltd, we understand that receiving your salary is a significant event, and managing your hard-earned money efficiently is essential. Our Salary Account is specifically designed to cater to your payroll needs, providing you with a host of features and benefits that make managing your salary hassle-free and convenient.
Why Choose our Salary Account?
Quick and Convenient Salary Crediting: With our Salary Account, you can enjoy the convenience of having your salary credited directly to your account on payday. This eliminates the need to visit the bank or wait in long queues.
Zero or Low Fees: We understand that you work hard for your salary, and we want to help you make the most of it. Our Salary Account offers competitive or zero fees for various transactions.
Our Salary Account Benefits
Exclusive benefits designed for salaried individuals.
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Zero Balance Account
No minimum balance requirement with zero penalty charges on your salary account.
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Free Debit Card
Lifetime free debit card with cashback offers and reward points on transactions.
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Salary Overdraft
Overdraft facility up to 3 times your net monthly salary for emergency needs.
Additional Salary Benefits
Enhance your banking experience with these exclusive features.
Get pre-approved personal loans at attractive interest rates with minimal documentation for salary account holders.
Complimentary insurance cover including accidental death benefit and air accident cover.
Set up automatic bill payments for utilities, credit cards, and other recurring expenses.
Access to exclusive investment options including mutual funds, fixed deposits, and more.
Salary Account Features
Comprehensive features for your banking needs.
Zero Balance
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Minimum Balance
:Zero
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Penalty Charges
:None
Debit Card
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Annual Fees
:Free
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Cashback
:Up to 5%
Overdraft
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Limit
:3x Salary
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Interest Rate
:12% p.a.
Interest Rate
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Savings Rate
:4% p.a.
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Fixed Deposit
:Up to 7%
Questions & Answers
Find answers to all your queries about Salary Accounts.
Help You to Find
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What is the minimum balance for salary account?
Salary accounts typically have zero minimum balance requirement. However, if your salary is not credited for 3 consecutive months, the account may be converted to a regular savings account.
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Can I convert my salary account to savings account?
Yes, if you change your job or if salary is not credited for consecutive months, your salary account will automatically convert to a regular savings account with applicable minimum balance requirements.
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What happens if I change my job?
You can continue using the same account. If your new employer has tie-up with our bank, it remains a salary account. Otherwise, it converts to savings account after 3 months of no salary credit.
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Are there any charges for salary account?
Salary accounts generally have no maintenance charges, free cheque book, free debit card, and unlimited transactions at our bank's ATMs. Some premium services may have nominal charges.
Didn't find your answer? Click below button for more answers or contact us.
Start Your Salary Account Today!
Experience hassle-free banking with exclusive benefits for salaried professionals.
