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C A P I T A L

Updates:

Get up to 5%* on our Savings Account Balances with Capital.

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Dear Customer, We have launched Video KYC facility for New customer to open savings account

Your Dream Home Awaits

Flexible home loan solutions tailored to your needs.

  • 01

    First Home Buyer

    Start Your Home Journey

    Special packages for first-time home buyers with lower interest rates and flexible repayment options.

  • 02

    Home Construction

    Build Your Dream Home

    Finance your home construction project with staged payments and expert guidance throughout the process.

  • 03

    Home Improvement

    Renovate and Upgrade

    Transform your current home with our home improvement loans for renovations and upgrades.

Home Loan Options

Choose the perfect home loan for your needs.

  • Fixed Rate

    Home Loans

  • Variable Rate

    Home Loans

1-Year Fixed

Lock in your rate for 1 year with predictable repayments and budget certainty.

* Interest rate from 4.25% p.a

3-Year Fixed

Medium-term rate security with competitive fixed rates for 3 years.

* Interest rate from 4.45% p.a

5-Year Fixed

Long-term rate certainty with our most popular 5-year fixed rate option.

* Interest rate from 4.65% p.a

Basic Variable

Simple variable rate with no frills and competitive interest rates.

* Interest rate from 4.15% p.a

Package Variable

Premium package with offset accounts and additional features included.

* Interest rate from 4.35% p.a

Professional Package

Comprehensive package for professionals with premium benefits and discounts.

* Interest rate from 4.25% p.a

Simple Application Process

Get your home loan approved in 3 easy steps

01

Apply Online

Fill our simple online application form with your basic details and loan requirements.

02

Document Verification

Submit required documents for quick verification and eligibility assessment.

03

Loan Approval

Get approval and receive funds to purchase or construct your dream home.

Why Choose Our Home Loans

Competitive features that make us the preferred choice

Home Loan EMI Calculator

Calculate your monthly home loan instalments easily.

  • Home Loan

Loan Amount

$1,000,000

Your Monthly EMI

$4,250

Apply for Home Loan

Fill the form below and our representative will contact you shortly.

Home Loan FAQs

Find answers to common questions about home loans.

  • What is the maximum loan amount for a home loan?

    We offer home loans up to 90% of the property value, with maximum amounts up to $2,000,000 depending on your eligibility and income.

  • What documents are required for a home loan?

    Basic documents include identity proof, address proof, income proof, property documents, and bank statements for the last 6 months.

  • How long does home loan approval take?

    Most home loans are approved within 3-7 working days after submission of all required documents.

  • Can I prepay my home loan?

    Yes, we allow prepayment of home loans with minimal charges. You can make partial or full prepayments as per your convenience.

  • What is the minimum income required?

    The minimum annual income requirement is $30,000, but this may vary based on the loan amount and other factors.

  • Do you offer loans for NRIs?

    Yes, we have special home loan schemes for Non-Resident Indians with attractive interest rates and flexible terms.

Start Your Home Ownership Journey Today

Don't let financial constraints stop you from achieving your dream of home ownership.